Don’t remove electronics or similar products from their boxes. Many merchants charge as much as a 15 percent restocking or "open box" fee for returns of electronics products or large-ticket items.
Don’t wait too long to return the item. Many stores now have a limited time frame from the date of purchase in which you can make a return.
Be organized with your returns. That means putting items from the same store together.
Many stores will not allow returns after 30 days. Don't wait that long!
How ETFs can be effective building blocks for retirees
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Exchange-traded funds can help retirees build diversified portfolios with
dividend income, bond exposure and low costs, investment experts say.
4 hours ago
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