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Credit Card Shopping Tips

Shopping Tips

Keep these tips in mind when looking for a credit or charge card.

  • Shop around for the plan that best fits your needs.
  • Make sure you understand a plan's terms before you accept the card.
  • Hold on to receipts to reconcile charges when your bill arrives.
  • Protect your cards and account numbers to prevent unauthorized use. Draw a line through blank spaces on charge slips so the amount can't be changed. Tear up carbons.
  • Keep a record - in a safe place separate from your cards - of your account numbers, expiration dates and the phone numbers of each issuer to report a loss quickly.
  • Carry only the cards you think you'll use.
source ftc

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